Beware Of The Walmart-Allstate Insurance Scam

Proverbs 19:22, “The desire of a man is his kindness: and a poor man is better than a liar.”

When you shop for anything dealing with electronics at Walmart (video game systems, cellphones, televisions, Blu-ray DVD players, et cetera), they will always ask the customer if you want to purchase their extended insurance coverage plan. Walmart deals exclusively with Allstate insurance, who are as crooked as a dog's hindleg.

When I typed “Allstate hurts people” into DuckDuckGo, the A.I. Search Assistant said this:

Many consumers report that Allstate engages in unfair practices, such as delaying claims, offering low settlements, and using aggressive tactics to minimize payouts, which can leave policyholders feeling unsupported during difficult times. This reputation for prioritizing profits over customer care has led to widespread dissatisfaction among its clients.

Out of a possible rating of 5 stars, Trustpilot gives Allstate a 1.3 (the lowest of the low).

Walmart is in cahoots with the Devil. Go to the Better Business Bureau's (BBB) website and you will find that Walmart-Allstate have had 2,108 complaints filed against them for defrauding customers over just the past couple years. If you read dozens of the 2,108 complaints filed, you'll find that Allstate frequently denies claims on the basis that the customer didn't buy the “Damage Coverage,” they only purchased “Standard Coverage.”

Well, the big smoking gun (from my own personal experience) is that at no time does Walmart ever ask the customer if you want “Damage Coverage” instead of “Standard Coverage.” They automatically sell consumers the Standard policy, which leaves you vulnerable and a likely victim when you file a claim down the road. But don't take my word for it, go read what the angry consumers have to say at the BBB about Walmart-Allstate's bogus coverage plans.

On the BBB website, many frustrated consumers insist that their device was never damaged in any way, it just stopped working; but Allstate still denied the claim anyway by alleging that the consumer failed to purchase “Damage Coverage.” What an ungodly scam!

By the way, this deliberate dishonest tactic is used widespread throughout the insurance industry. Sadly, 99% of homeowners who have purchased insurance on their home don't realize that unless you specifically ask and pay for “Replacement Cost Insurance,” if your house burns down the crooked insurance company won't replace your house. They will only pay a significantly reduced amount based on the depreciated value of your home (not what the real estate market value is at). So, if your home is 100 years old, expect to get royally screwed by the ungodly insurance scammers! I hate insurance companies, who use and hide behind their thousands of hell-spawned demonic attorneys.

And if you do purchase an electronic item from Walmart, and purchase their add-on insurance, expect to receive via email a policy shortly thereafter from Allstate, which will read like a fascist Nazi indictment of the consumer. You will see tons of BOLD THREATENING LEGAL JARGON. You will also see the literally dozens of lame reasons why Allstate will deny your claim, including not regularly maintaining and cleaning your device. Cleaning your device? So, if you failed to clean the dust off of your expensive X-Box game system weekly, your expensive OLED television, or your pricey new cellphone, Allstate will heartily deny your claim over dust on it with impunity. But again, don't take my word for it, go read the 2,108 complaints at the BBB. Many people are victims and they're angry, and I don't blame them!

I am just a frustrated consumer, not a scumbag attorney (and 99% of them are scumbags). I will NEVER purchase Walmart's (or anybody else's) insurance coverage plan on anything that I purchase. Why waste my money and time, just to be mistreated like a criminal when I file a claim with these ungodly dishonest insurance companies? When you purchase insurance on something you buy, Walmart should replace it without question if it fails (unless it is quite obvious that the item was physically abused).

And to add insult to injury, Walmart advertises that they sell these insurance coverage plans to give the customer “Peace of Mind.” What ungodly liars! There is no peace of mind with Allstate insurance for anything!!! Allstate doesn't like to honor claims for anything! They're greedy dogs who cannot get enough.

On a different note, the last time I purchased plane tickets, the airline offered me ticket insurance (which costs hundreds of dollars) in case I missed my flight. I decided to take the time to actually read their long, harsh and difficult policy. I was shocked to learn that if a pregnant woman goes into labor, which causes her to miss her flight, the insurance company will deny the claim. And if someone has a stroke or a heart-attack which causes them to miss their flight, if there were any pre-existing conditions (e.g., high blood pressure or diabetes), the insurance company will refuse to honor the claim. What greedy rotten ungodly bastards!

1st Timothy 6:10-11, “For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows. But thou, O man of God, flee these things; and follow after righteousness, godliness, faith, love, patience, meekness.”